Page 43 - KHovanian Homes - Pathway to Homeownership

Section 7 | Gold Key Closing HOMEOWNER’S OR CONDOMINIUM ASSOCIATION (HOA) Your home and community may be a part of a Homeowner’s or Condominium Association. Homeowner’s Associations, or HOA’s, are made up of homeowners, like you, from your community. HOA’s vary, but generally they are in charge of setting the guidelines, or covenants, of the community. They also hire the management company who will be responsible for contracting with companies to care for any common areas, such as pools, parks, tennis courts, or any common area landscaping, trash, and snow removal. Any questions regarding these services should be directed to the management company. If you belong to an HOA, you were given the Covenants, By-Laws, and Rules and Regulations for your community at the time you signed your Purchase Agreement. Take time to read and understand this information. After closing, you will be contacted by the management company about your next HOA meeting. Make plans to attend; it is a great chance for you to get involved in your community! MOVING PREPARATION CHECKLIST Take precautions to protect vulnerable surfaces, such as hardwood or resilient floors. Cover rails with moving pads or blankets. Remove doors where furniture might be a tight fit. You can protect carpet with ribbed, plastic runners. Professional movers should have insurance for any damages they might accidentally cause; friends and relatives will not. They are also unlikely to have the training and practiced skills of professional movers. qCompare proposals of professional movers: • Costs for services such as packing and unpacking • Costs of packing materials and boxes • Distance and weight charges • Availability and notice needed • Insurance qPlan a self-move well in advance: • Make truck reservation early • Include a reservation for a dolly and moving pads • Reconfirm one week prior to moving • If you have children, involve them in planning and preparing for the move • Create a file for storing documents about your home and manufacturer literature • Retain receipts for tax purposes; moving costs may be deductible • Send change-of-address cards to magazines and book clubs six weeks prior to your move • Give the forwarding order to your old post office one month prior to assure uninterrupted service • Register children in their new schools • Transfer medical and dental records, if necessary • Arrange for homeowners insurance and obtain the certificate you need for closing • Order checks with your new address; update financial records • Updateyourdriver’slicense,car,andvoterregistration • Properly dispose of flammable or hazardous materials that should not be moved qPacking Materials • Boxes of various sizes; cartons for mattresses • Packing tape and heavy string • Packing paper, newspaper, and bubble wrap • Labels to identify boxes (include a number, room name); “Fragile” labels for special items • Master packing list (list each box by number with name/room and brief description of contents) • Markers • Scissors • Furniture pads, blankets, rugs Edition July 2019 | 29